Your Trusted Source for Jeep Financing in Ocean Township, NJ

Welcome to The Jeep Store’s finance department. Here, you’ll find all the information you require about competitive auto loans in Ocean Township, our exciting leasing options, and auto service financing. If you’d like to talk to someone to get advice about your financing options, don’t hesitate to contact our team today.

Auto Financing in New jersey

Whether you like the look of one of our rugged off-road-ready Jeeps, a Ram truck, or a Dodge with a powerful engine, our finance team can help arrange the funding you require to clinch the deal. You can learn much more about our new vehicle inventory by visiting our New Jersey showroom or browsing online, where you can search by brand, body style, and model.

Our finance team has extensive experience working with a diverse range of customers to meet your financing needs. Perhaps you’re looking for a low-interest loan to fund your next Jeep purchase. Or you may require a loan with an extended repayment period to help keep your monthly costs reasonable. Thanks to our partnerships with a wide variety of lenders, we’re confident that we’ll be able to tailor an auto loan to suit your personal preferences.

One of the biggest factors impacting someone’s loan approval chances is their credit rating. We’re happy to work with customers with a range of credit scores, including if your score is less than perfect. Obtaining a loan with poor credit is possible, especially if you work with a well-connected dealership like ours that can compare several loan offers to secure the best terms possible for you.

In fact, a dealership can offer one of your best chances to secure good auto loan terms if you have a low credit score. Unlike banks and other financial institutions, we don’t have to stick to the lending criteria set out by a single company. Our wide-ranging partnerships help us be more flexible in listening to our customers’ financial needs and connecting them with a lender that can offer to fund their car purchase.

Get Preapproved for a Loan in Ocean Township

We try to make our financial application process as straightforward as possible. The first step involves filling out our online preapproval form. Here, we’ll ask you for some basic details, such as your name, address, and income. Based on this information, we can make an initial decision about your eligibility for a loan, which is known as a preapproval.

If you’re preapproved, we agree in principle to lend you a specific sum of money. Once you’ve selected your vehicle, trim level, and any accessories, we can finalize the terms of your loan agreement.

Preapproval is a great option because it allows you to focus on buying your next car while one of our financial team members concentrates on arranging your loan terms. Our goal is to have everything in place so that when you’ve chosen the new or used vehicle you’d like to own, all that’s left to do is sign your loan agreement and drive your new ride out of our lot.

Used Car Financing

While many buyers are attracted by our new range of Chrysler, Dodge, Jeep, and Ram vehicles, we also have an extensive used car inventory for you to explore. Our financial services are available to used car buyers. Many people choose to buy used because they can save a considerable amount of money compared to purchasing a truck or SUV fresh off the assembly line.

Our used cars are also popular because our professional service team thoroughly inspects them to ensure they’re in top condition. If you want extra protection for your pre-owned vehicle purchase, you can add the cost of one of our service contracts onto your financing application. These contracts provide coverage for common repairs at our Jeep service center, such as power train maintenance and brake system repairs.

Leasing Options

If buying a vehicle outright isn’t an option for you due to cost or another issue, why not explore our leasing options? With a lease deal, you agree to make monthly payments to drive a new Jeep or Chrysler for a fixed period of time, such as two or three years. Lease payments are typically lower than auto financing repayments because you don’t have to cover the entire cost of the vehicle. Your lease payments only cover the cost of the reduction in value experienced by the car during your lease term.

Once your lease agreement is up, all you need to do is return the car to us in good condition, and the agreement ends. Some leasing customers decide to negotiate a purchase price for the vehicle at the end of their lease term, so they can own it outright. If you choose this option, our finance team will be more than willing to help arrange a loan deal for you.

Financing for Your Auto Repairs

Servicing your car regularly is critical to help you stay safe on the road. However, we realize that repair costs can be expensive, especially if your crossover or sedan is in need of extensive work. For situations like this, our finance department can work with our service team to create a financing package, so you can spread the repair costs over several months.

The application process works similarly to our auto financing deals. The only difference is that we’ll ask for details about the repairs your car requires from our service team. The overall cost will generally consist of any parts that need replacing, which our parts department can provide, and the labor time our mechanics need to get the job done.

If you have any questions about our auto financing services, feel free to reach out to us. Our finance team members can talk you through the loan application process, explain the benefits of buying vs. leasing, and help you understand any loan terms you’re unsure about. You can chat with us by phone or online, or swing by our Ocean Township dealership to learn more in person about the services we have on offer.

Tell Us About Your Credit

Whether your credit is in excellent shape or needs a slight improvement, our finance team is dedicated to finding the perfect plan to match your specific needs. Take this simple assessment to determine where your credit stands, so you can begin looking at auto loan options today.